• What Do You Need?

  • Before we get going, here are a few things you may need to gather for a successful application process:

  Pre-approval checklist

  • Last 2 years of W-2s
  • Last 2 years of Tax Returns
  • 60 days of bank statements
  • 30 days of paystubs (if applicable).

• Is a Conventional Loan Right for You?

  • A conventional loan is a great option if you have a great credit score and little debt (or enough income to offset your debt).
  • If you’re unable to make a large downpayment upfront, conventional loans are available with a down payment as low as 3%. Your loan choice is personal, wether it is 3%, 5%, 10%, or 20% down

Whatever direction you are trying to go, our experienced mortgage team will help you analyze which option is best for your short and long-term goals.