Is a low credit score keeping you out of your dream home and keeping you from the life that you’ve always wanted?

As we all know a low credit score can be very daunting and have a huge impact  for years to come, so how can we change or improve it?

Usually before you can change something you have to understand it for what it is and how it can affect you, both on the positive and negative end. “Generally speaking, having a high FICO Score makes it more likely a consumer will qualify for favorable loan terms,” says Jeffrey Scott, spokesperson for the Fair Isaac Corporation (FICO).

In other words you can save some major cash by improving your credit score before you apply for a mortgage!

Help us out people, what are great things that you have done
to improve our credit scores?


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