Conventional Loan

What Will I Need To Apply?

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Conventional loans are the most common types of loans in the mortgage industry. These days, most conventional loans will be fixed rate. They’re funded by private financial lenders and then sold to government-sponsored corporations Fannie Mae and Freddie Mac. You can opt for 30-years or less when apply for the loan.

These loans have stricter requirements than FHA loans. Usually you will need a higher credit score and a lower debt-to-income ratio (DTI) to qualify than you would with an FHA loan.

What Will I Need To Apply?



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